Terms and conditions for subscription planning

Welcome to quovariaxel. These terms outline your rights and responsibilities when using our subscription financial planning service in the United Kingdom.

August 19, 2025

Acceptance of terms

By using quovariaxel or subscribing to our service, you agree to these terms and all associated policies, including our Privacy and Cookie Policies. If you do not agree, please do not use this website or service.

Definitions

Key terms used in this agreement are defined below for clarity.

• ‘Service’ refers to our subscription-based financial planning advice and related features.
• ‘Subscriber’ refers to anyone who registers and pays for the subscription service offered by quovariaxel.
• ‘Advisor’ means a team member accredited to deliver planning consultations via quovariaxel.
• ‘Agreement’ means the contract formed between the subscriber and quovariaxel upon acceptance of these terms.

Using our services

Use the service for its intended purpose—ongoing financial planning consultations—not for reselling, redistribution, or any unauthorised use.

Eligibility

Subscribers must be adults (18+) residing in the United Kingdom or authorised UK entities. Use may be declined or limited for regulatory or screening reasons.

Proof of age or identity may be required at any point.

Your responsibilities

By subscribing, you agree to help us keep your account accurate and secure.

• Provide true, up-to-date contact and payment information.
• Notify us promptly of changes to your details.
• Respect staff, online platforms, and other subscribers at all times.
• Use the service only as described in these terms.

Prohibited uses

You may not misuse the service in any way.

• Accessing or attempting to access restricted areas without permission.
• Transmitting harmful software or content that disrupts others' use.
• Impersonating quovariaxel staff, subscribers, or external parties.
• Using service for unlawful, fraudulent, or misleading activities.
• Attempting to bypass, breach, or defraud our systems or policies.

Intellectual property rights

All materials, branding, and content on quovariaxel remain the exclusive property of quovariaxel or its licensors. Subscribers are granted limited, non-transferable use strictly for service purposes and may not reproduce or republish content elsewhere.

User-generated content

If you provide feedback or testimonials, you grant us limited rights to use, display, and anonymise for service improvement or marketing, always respecting privacy rules.

Privacy and data protection

Your privacy is protected under UK law and our internal policies. See our Privacy Policy for detailed information on data collection, use, and retention. Read Privacy Policy

Disclaimer and notice

quovariaxel offers guidance for planning purposes only—no legal, tax, or investment advice is provided.

Limitation of liability

quovariaxel is not liable for indirect, incidental, or consequential damages. Maximum liability for direct loss is limited to the value of paid subscription fees.

Indemnification

You agree to indemnify quovariaxel from any third-party claims or liabilities arising from your service use or site access.

Dispute resolution and jurisdiction

In the event of disagreement, UK law applies and English courts have exclusive jurisdiction.

Applicable law and regulatory compliance

Terms are interpreted by the laws of England and Wales and any necessary UK regulatory standards.

Termination

Either party may terminate subscription by notice. Outstanding obligations continue until resolved. Access ends when the subscription is cancelled.

Modifications

quovariaxel may change terms or policies with advance notice posted on the site. Please check for updates.

Severability

Any invalid provision does not impact other remaining terms in this agreement.

Entire agreement scope

These terms (with linked policies) form the full agreement between you and quovariaxel, replacing any previous versions.

Contact for terms or concerns

Reach our team for clarification on any section of these terms.